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Lazy Portfolios Thru August 2010
Mad Money Machine
7 days ago
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1 stars from 14 votes

The Permanent Portfolio style lazy portfolios continue to do well. Listed below is a table of YTD results for 25 portfolios or funds that I am tracking. The contents of each portfolio are listed in an earlier post. The Paul Boyer Permanent Portfolio continues...


Observations from Re-Renting Rental #1
2 million
10 days ago
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3 stars from 61 votes

I just went through the most stressful and time consuming rental turnover I have had since I began renting out Rental #1 5 years ago. Rental markets as with real estate are very localized, but I figured I would share some observations from trying...


Investment Performance July 2010 (+6.17%)
2 million
12 days ago
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3 stars from 61 votes

This is an ongoing monthly update on how our equity investments are performing. Please see this background on the investment tool I developed and how I am using it to track our performance against a benchmark to measure our progress or lack...


$4 Movie Ticket via Fandango
2 million
14 days ago
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3 stars from 61 votes

Groupon is offering a movie ticket ( up to $12 off) via Fandango for $4 . Limit 1 per person but each person in your party could buy the Groupon. Offer to purchase Groupon expires 8/30 and must redeem on Fandango by 2/28/2011. My wife and...


Everbank Refinance Closing Costs
2 million
16 days ago
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3 stars from 61 votes

We closed last week on the refinancing of our primary mortgage . We ended up getting a 30yr fixed mortgage @ 4.375% for $256,000 through Everbank. We decided to maximize what we borrowed at this low rate and will use the additional ~$20k...


Wells Fargo Three Step Refinance With No Cost
2 million
17 days ago
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3 stars from 61 votes

While in the middle of our refinance, I received a letter from Wells Fargo (who currently owns our primary mortgage) giving me an opportunity to refinance with them through a simplified process that would cost us nothing to reduce our interest...


Should We Take Cash Out from Refinancing?
2 million
23 days ago
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3 stars from 61 votes

I was surprised to learn that our house appraised for $18k higher than we purchased it for in Dec 2008 and our refinance lender will let us borrow an additional $20,000 over our current mortgage balance. I thought lending practices were getting...


Rule of Thumb for Refinancing
2 million
27 days ago
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3 stars from 61 votes

I have seen lots of tips on when it makes sense to refinance your mortgage, but I disagree with some. Here is my rule of thumb on whether it makes sense to refinance - the key for me is an apples to apples comparison: 1) Establish the loan...


July 2010 Monthly Cash Flow
2 million
29 days ago
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3 stars from 61 votes

I have started posting our monthly cash flow analysis given how tight things are these days with our downshifting to a single income and starting a family. I believe we need to continue to pay closer attention to our cash flow while we get through...


Moving Forward with Refinancing As Rates Fall
2 million
32 days ago
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3 stars from 61 votes

I started watching rates closely in July when one of my co-workers started alerted me that he was refinancing. Our mortgage on our house ( House #4 in our net worth reports - our primary residence) was initiated when we bought the house in...

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